Why Choose Us

HA Insurance Services as Your Strategic Partner

HA Insurance Services works with you to provide better benefits at a lower cost for your company and employees.

Strategic Steps

Analysis
Ensure your benefits are competitive in the market so you can attract, retain and motivate the
talent you need to meet your business goals.
HA Insurance Services works with you to design a benefit program that meets your employee
needs and your budget.

Efficiency
Place the business with the most efficient carrier according to your benefit plan design, location(s)
and demographics.
This is the carrier selection process, which requires negotiation skills and intimate knowledge of
the market indicators.

Quality
After the business is placed — ensure the carrier adheres to its commitments.
This is accomplished through post-implementation audits and quality monitoring.

Costs Reduction
Conduct utilization reviews to determine cost drivers.
Once the broker, the carrier and the company understand what is driving the utilization, steps
can be taken to reduce costs and re-structure design factors.

Costs Control
Education of healthcare consumers.
HA Insurance Services is a strong believer and has empirical data to prove that the best cost
reduction driver is the education level of your employees. Once they understand the impact
they can have in managing their healthcare costs they become good consumers. HA Insurance
Services has the tools and resources to ensure this educational process takes place.